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When your children are younger, it’s a lot easier to get all the Christmas presents sorted earlier. Although some of the larger toys aimed at toddlers and primary school aged children can be quite pricey, you can always save a bit of money by purchasing the toys second-hand. Younger children really aren’t that fussed about pre-loved toys so it makes sense to save money on the things that they’ll soon grow out of.
Christmas presents start to get more expensive as the children grow up.
As your kids grow and mature in teenagers however, it all starts to get a little bit more expensive. Older kids and other adults in the family often wish for slightly more expensive gifts. Sometimes the more expensive gifts can also be purchased second-hand but the usual wear and tear might affect their use or void the warranty. Plus the items may not look quite as aesthetically appealing as they would if they were brand new. Toiletries like perfumes and aftershaves are also top of the list for many teens and young adults and purchasing these second-hand can be risky.
Taking advantage of the Black Friday Sales
Generally what I tend to do is try and take advantage of the Black Friday deals. I know that the UK has a very divided opinion on Black Friday, but as a mother and a member of a large family, I find it incredibly helpful in the buildup to Christmas.
My method is to spend on Black Friday and save at Christmas.
The only problem with this is it means you need to have access to your funds a few weeks earlier than perhaps you usually would. Black Friday falls in November so it’s a great time to grab a deal on those expensive gifts and tech bundles. It’s perhaps the best time to buy your teen a new console and game bundle, treat you and your significant other to a fancy new TV for the bedroom or get a great discount on leading brand perfumes and aftershaves.
The best way you can do this is to start saving early on.
Start saving money up for Christmas earlier in the year.
I use a bank skimming app which automatically calculates a small amount of money that can be removed from my bank account each week and put into savings. So far, my app has helped me pay for some really big ticket items, including a new family car and our first ever summer holiday. Apps like this allow you to save a surprising amount of money up without you even realising it. Six months down the line and you’ll have more than enough cash to buy some new tech gear from Amazon or splurge in the Boots Black Friday sales.
By saving money up like this you can effectively get all your Christmas presents sorted for free with no anxiety or stress about money. That leaves maybe the Christmas dinner and matching PJ sets to buy, but otherwise you can spend your time relaxing and enjoying the festive season.
Get in on some ‘side hustles’.
There are also plenty of ‘side hustles’ that can help you make a little bit of extra cash so that you’re prepared for those mad Black Friday sales. My favourite earner on the side is a survey site called Prolific. I know what you’re thinking – survey sites – they’re long, boring and you often get screened out. Well Prolific is a survey site with a difference. You never get screened out as surveys are offered to you based on your demographics that are already in the system and the surveys are usually fun and interesting. Plus, the important bit to mention here is that the money tends to add up quite quickly.
There are loads of other ways to earn some extra cash on the side and a good website I often used as The Money Shed which is crammed full of really helpful and practical tips on making and saving money.
Responsibly take out a short term loan.
If , however, you find yourself just a little short of the amount needed come Black Friday, you can always consider taking out small loan. Websites like Cashlady could help give you a quick injection of cash in the form of a payday loan. Payday loans are to be used responsibly and it’s important that you fully read through the terms of the loan before you commit to it. Make sure you’re able to completely pay off the loan in a timely fashion. I would suggest only using a payday loan in this instance if you’re sure you can make up the difference in money relatively promptly. An example would be if you see a brilliant Black Friday bargain and payday is a few days away. You could take out a loan, purchase the item and repay your loan when payday rolls around. Note that payday loans are not intended to supplement your income. If the Black Friday deal is good enough and you are responsible with your money, you can still end up with a cracking bargain and a stress free Christmas.
You use the above-mentioned saving and money making techniques, and also check out this Beginners Guide To Using Swagbucks post to help pay back your loan faster, leaving you stress-free this Christmas without any anxieties or worries about money or debt.
So if you’re planning on getting your hands on some juicy deals this upcoming Black Friday then I wish you luck! Enjoy your shopping spree, remember to shop responsibly and only buy things you can afford. I hope that, come Christmas day, you’ll have a room full of happy, smiling faces!