How To Grab Yourself A Bargain Contract Phone With No Upfront Costs

When the time comes to replace or upgrade your mobile phone, navigating the seemingly never ending deals list can be daunting. You’re met with an array of deals, contract terms, upfront costs and hidden charges. It’s a complete minefield and complicated contracts sometimes make it difficult to find a phone that suits you and your needs. Today I’m going to be talking about contract phones with no upfront costs. What are they, how much do they cost and where can you find the best deals?  

If you’re looking for a way to save money, this blog post is definitely worth a read, especially if you’re thinking of upgrading your phone soon.

Woman at a table with a cake, coffee and glasses, holding her mobile phone.

What are contract phones with no upfront costs?

When looking at the types of deals mobile phone networks offer, you’ll likely have noticed that there are usually 2 options to choose from: contract phones and sim only phones. Most online retailers will also offer a third option – sim free phones. 

When buying a contract phone, you’re essentially agreeing to pay a certain amount of money per month for a certain period of time. Time frames vary depending on the deal but they usually work within the region of 12, 24 or 38 months – that’s 1, 2 or 3 years. Contract phones are a seriously popular option with customers because it enables them to get good quality mobile phones without having to part with a huge lump sum of money. These days the latest mobile phones are worth well in the region of £700+, so settling for a contract phone makes it a lot easier to get the latest mobile technology. 

However, if you want to get the latest in smartphone, you’re probably going to be looking at paying a monthly contract as well as paying an upfront fee. This can be anywhere from £50 to £100+, so shopping around for the best deal is an essential part of buying a new phone. Mobile phone deal websites offer a massive variety of contract phones with no upfront costs, meaning you can pick up a decent phone without immediately having to part with any money. 

How much money am I looking at to buy a contract phone with no upfront costs?

The good news is that, thanks to the whole ‘no upfront cost’ part, you don’t need to have loads of money saved up to upgrade your mobile phone. Whereas some deals may require you to pay a certain amount per month plus and upfront fee of say, £100 for the handset, no upfront cost plans mean you get the handset completely free of charge. 

That being said, the amount of money you need depends on the make and model of mobile phone, the memory size, plus any additional features you’d like added onto your contract. For the latest Apple iPhone 11 Pro Max 64GB, you’re looking at paying around £60 per month. However, for an older iPhone model, you could pay as little as £18 per month.

That’s a huge saving, but before purchasing your new mobile phone, it’s a good idea to make sure you’ve checked through all the details of the contract, as once you’ve signed it, you’re committed to paying for it until the contract term ends. Most phone suppliers will allow you to end your contract early, but they will charge you an early exit fee – this fee is usually very high. 

Where can I get the best deals on contract phones with no upfront costs?

I’ve spent my fair share of time scouring the internet for the best places to find contract phones with no upfront costs. Broadband and mobile comparison sites offer a huge variety of mobile makes and models, bundle options and contract terms for you to compare – all available with no upfront costs. No matter the make or model of the phone you’re looking for, on Cable you are able to select what you need from their filters and the website will do all the work for you – finding you the best contract phone deals that are available without you having to fork out that initial upfront fee. 

So if you’re due an upgrade or you’re looking for a new phone, searching for contract phones with no upfront costs is the way forward.

If you’re due to upgrade your phone or you need to replace the one you have, contract phones with no upfront costs are the cheapest and best option for those wanting to save money. If you aren’t fussed about having the best of the best, you can pick up some truly amazing deals and still bag yourself a decent smartphone, all the while potentially saving hundreds of pounds. It’s always worth comparing mobile phone bundles on the internet to make sure you’re getting the best possible deal there is.

Rachael is a 31 year old mum to 10 year old Luke and 5 year old Oscar. She lives in England and writes about family life, crafts, recipes, parenting wins(and fails), as well as travel, days out, fashion and living the frugal lifestyle.

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